There are very few of us who have been lucky enough to avoid ticketing for a municipal offense, which includes primarily motor vehicle violations. The dread and anxiety doesn’t end after the police officer pulls away from the scene of the incident, but lingers with you all the way up to the date of your scheduled court appearance.
Many of us will just pay the fine if no court appearance is required and think that will save us time and money, but in the long run it can cost you much more than originally calculated.
By paying the fine by mail, online, or in court you are pleading guilty, and you may receive points on your driver’s license. You will then be bearing the costs and inconveniences of having both DMV/MVC and car insurance company surcharges and eligibility points for the next three years.
While pleading guilty is sometimes more cost effective than obtaining legal representation, taking the route that appears more expensive at first may indeed save you money, as well as save you from having a bad reputation with the DMV/MVC and car insurance company in the end.
There are ways to clean up your driving record, such as taking a defensive driving course. However, while this may be a good idea when eliminating points from your record with the DMV/MVC, most car insurance companies keep records of “insurance points”, which will not go away with a certificate of defensive driving, but only provide you with a small discount on your premium.
The best way to ensure you will not be adversely affected by the violation is to get legal advice, and at the Law Firm of Lynda L. Hinkle you can call us at 856-227-7888 or email [email protected] to schedule a free 30-minute consultation to find out if you have a chance to set your record clean and clear.